Cyber Insurance
Breaches, ransomware and recovery.
Options
we arrange.
What the policy
typically includes.
Data breaches involving client or customer information
Network security breaches and hacking incidents
Business interruption caused by cyber attacks
Forensic investigations to identify the cause and extent of a breach
Data recovery and system restoration costs
Cyber extortion and ransomware demands
Crisis management and reputation protection expenses
Legal fees, penalties, and third-party claims related to data or privacy breaches
Generally not covered
Bodily injury or physical property damage
Known incidents or circumstances before the policy start date
Intentional, dishonest, or fraudulent acts
Damage to computer hardware
Costs related to upgrading systems or software
Power outages or failures of utilities and telecommunication services
Varies by insurer. We confirm before you buy.
Cyber insurance,
answered plainly.
Does my small business really need cyber insurance?
If you use email, run a website, store customer information or accept digital payments, you carry cyber risk. Small businesses are frequent targets because they often have fewer security resources, and a single incident can be costly.
What does cyber insurance not cover?
Bodily injury, physical property damage, incidents known before the policy started, intentional or fraudulent acts, hardware damage, system upgrade costs and utility or telecommunications failures are typically excluded.
Does cyber insurance cover ransomware payments?
Many policies include cyber extortion cover that responds to ransomware demands, along with the specialist response costs involved. Terms and limits vary, so we confirm what your policy provides.
Get a cyber quote
this week.
No obligation. Plain English.