Business Insurance
Property, liability and interruption, in one pack.
Options
we arrange.
What the policy
typically includes.
Business Pack: premises, contents and business interruption
Public Liability for third-party injury and property damage
Professional Indemnity for advice and service claims
Management Liability for directors and officers
Cyber cover for data breaches and ransomware
Event and Multimedia Liability for specialist risks
Varies by insurer. We confirm before you buy.
Business insurance,
answered plainly.
What insurance does a small business in Australia need?
It depends on your operations, but most small businesses need Public Liability Insurance and a Business Pack covering property, contents and business interruption. Professionals often also need Professional Indemnity, and businesses handling data should consider Cyber Insurance.
What is the difference between Public Liability and Professional Indemnity?
Public Liability covers injury to third parties or damage to their property caused by your business activities. Professional Indemnity covers claims that your advice or professional service caused a client financial loss.
Do I need business insurance if I am a sole trader?
Sole traders are personally liable for claims against their business, so cover such as Public Liability can be even more important. Many clients and work sites also require proof of insurance before you can start work.
Can a broker arrange all my business covers together?
Yes. We assess your risks and arrange a package of covers from suitable insurers, so your policies work together without gaps or unnecessary overlap.
Get a business quote
this week.
No obligation. Plain English.